“Implementation Plan for Further Improving the Credit Repair System” has been implemented from June 22, 2025 

Chinese government has adjusted its supervision of market entities from ex-ante regulation to ex-post regulation for more than a decade. During this process, the credit information publicized by enterprises has become a key indicator. Once publicized for non-compliant behaviors, enterprises’ transactions, financing, and other activities may be affected. For this reason, the government has also taken many measures to allow enterprises with non-serious or eliminated illegal and dishonest behaviors to rebuild their credit under certain conditions. On September 1, 2021, the SAMR issued the “Administrative Measures for Credit Repair in Market Supervision”, which stipulated the applicable scenarios, application processes, and other issues related to credit repair. However, in practice, enterprises often face the problem that administrative penalties come from different administrative authorities, so it is difficult to repair credit through a unified channel. At the same time, some entities have taken advantage of information gaps in credit repair to obtain profits from other enterprises. 

In view of this, on June 22, 2025, the State Council issued the “Implementation Plan for Further Improving the Credit Repair System” (Guo Ban Fa [2025] No. 22), which came into effect on the same day. Its main contents are as follows: 

  1. Unify the credit information publicity platform, and specify that the “Credit China” website centrally publicizes various types of public credit information.
  2. Improve the classification standards for dishonest information, divide dishonest information into three categories: “minor, general, and serious”, and clarify the corresponding publicity periods.
  3. Clarify the credit repair application channels as the “Credit China” website, which will accept credit repair applications actively submitted by various entities, and offline service windows are set up in government service halls across the country.
  4. Simplify credit repair application materials, and encourage industry authorities to directly obtain supporting materials through their own information systems.
  5. Compact the responsibility for handling credit repair, and carry out repair work in accordance with the principle of “who determines, who repairs”.
  6. Specify the processing period for credit repair, and generally feedback the repair results within 10 working days from the date of receiving the credit repair application.
  7. Update credit repair results synchronously, and lift corresponding dishonest punishment measures in accordance with laws and regulations.
  8. Improve the objection and appeal handling mechanism, and promptly handle objections and appeals.
  9. Collaboratively promote efficient credit repair for enterprises under bankruptcy reorganization and bankruptcy compromise to ensure their normal operation and follow-up development.
  10. Regulate the use of credit information by credit investigation institutions, strengthen data quality control throughout the credit investigation business process, and improve accuracy and timeliness of data.